Introduction  Here at FinCred, we have written about the collapse of Greensill Capital and its ripple effect across the industry in previous articles, particularly as the crisis highlighted the concerns of lending and the repackaging of...

Introduction UK Inc’s financial strength has changed throughout the course of the COVID-19 pandemic. Just before we first heard of the virus, the Conservative Party succeeded in winning the election in the winter of 2019, committing to navigate through the departure...

Introduction  It doesn’t feel too long ago that we were walking down the aisles of one of the UK’s most precious toy stores; the sheer wealth of choice was enough to make any child’s eyes water. Just like any business, retailers need to make...

Introduction  Future historians might find 2021 a year of compensation from 2020’s inertia. Social movements and political diatribes are filling global news narratives, while think tanks and governments address some of the largest existential risks...

National Insurance Increase Pension Expansion: Demography, not Ideology Forecasting is funny; they say the unwritten weather forecast is the most verifiable, a joke playing on the multifarious factors involved in predicting something so...

Cash Flow and Asset Finance Our appreciation for cash flow management at FinCred is no secret, and for good reason; according to a study by Quickbooks, the majority of Small to Medium Sized Enterprises (SMEs) have encountered problems with their cash flow, with 1 in 7...

When should we embrace change and when should we deny it? Every day we are in a triage of some sorts, facing choices on whether to abide by our status quo or to deviate from it. Most of the time these choices are trivial, but sometimes (particularly during a...

New Cars Down, Used Cars Up: How Supply Shortages Affect Consumer Behaviour  Have you ever purchased a product accidentally, only to be offered a mere 50% refund afterwards? Or bought something for £100, only to see the same item going for £70 elsewhere? Having...