Introduction  Future historians might find 2021 a year of compensation from 2020’s inertia. Social movements and political diatribes are filling global news narratives, while think tanks and governments address some of the largest existential risks...

National Insurance Increase Pension Expansion: Demography, not Ideology Forecasting is funny; they say the unwritten weather forecast is the most verifiable, a joke playing on the multifarious factors involved in predicting something so...

Cash Flow and Asset Finance Our appreciation for cash flow management at FinCred is no secret, and for good reason; according to a study by Quickbooks, the majority of Small to Medium Sized Enterprises (SMEs) have encountered problems with their cash flow, with 1 in 7...

When should we embrace change and when should we deny it? Every day we are in a triage of some sorts, facing choices on whether to abide by our status quo or to deviate from it. Most of the time these choices are trivial, but sometimes (particularly during a...

New Cars Down, Used Cars Up: How Supply Shortages Affect Consumer Behaviour  Have you ever purchased a product accidentally, only to be offered a mere 50% refund afterwards? Or bought something for £100, only to see the same item going for £70 elsewhere? Having...

Peculiarities of English Law There is no shortage of quirks and idiosyncrasies in British governance. It still remains illegal to beat a rug outside in any given Metropolitan Police District before 08:00. The Police Act of 1839 maintains...

The UK is in a unique position as its economy recovers from the COVID-19 pandemic. Concerns are rife whether confidence in the markets will be sufficient enough to allow businesses to stand on their own two feet. Online marketplaces and tech companies...

 Overview of the Automotive Industry The UK Automotive industry is a prosperous and integral one to the economy, offering 2.6% of our GDP and 846,100 jobs to the UK alone. Of these, approximately 81% (or 682,727) of these reside in automotive retail, which...

Freight Price Rises: Setting Sail or Here to Stay? Price spikes come and go; the reasons why will depend on the type of asset or service being provided. However, for those involved in freight transport, the staggering receipts might not...

FinCred CF are proud to announce that we have joined the Independent Automotive Aftermarket Federation (IAAF) as a service member.  The IAAF is a well-established and highly regarded association representing, promoting and lobbying for the independent automotive...