About Us

Financial and Credit Insurance Services (FinCred IS) is one of the UK’s leading independent specialist trade credit insurance brokers. Our dedicated team works tirelessly to provide bespoke insurance solutions, operating as an extension of your business, providing the partnership you need to grow.

We don’t simply take on new clients, we build new lasting relationships.

FinCred IS is recognised by UK insurers as a specialist broker in trade credit risks. As an insurance intermediary we uphold our duty of care, skill and diligence when acting for our clients. FinCred IS is authorised and regulated by the Financial Conduct Authority (FCA).

Founded in 1993 by Mark and Ruth Letheren, Financial and Credit Insurance Services established itself as a market leader thanks to Mark’s 16 years experience at Clarkson Group, Gibbs Hartley Cooper (now Marsh) and LPH Group.

Since the business’ inception in Mark’s living room, FinCred IS now works with companies in over 13 countries worldwide. From home, to global. As a measure of our dedication to strong, enduring partnerships, FinCred IS’ first two clients still work with us today.

In 2016, Hannah Lyon-Wall joined the business, heading up the credit insurance team. Hannah, a Chartered Insurer with over a decade of experience in the industry, has since been nominated for Insurance Woman of the Year at the 2020 Women in Insurance Awards for her work as Director at FinCred IS.

In 2020, we are launching FinCred Commercial Finance Limited, specialising in brokering funding arrangements for businesses.

We are a UK based company


Client Retention Rate

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Client locations


United States of America


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South Africa



What Our Customers Say

As an independent, owner managed credit insurance broker, we pride ourselves on our feedback.

Highly Professional

“Over the last 6 years we have utilised the services of Financial and Credit. FinCred IS provide us with a highly professional service at all times. Their service levels are excellent and they always strive to secure the best insurance deal possible.”


“We have used FinCred IS as our credit insurance broker for many years. As a specialist in the industry they offer valuable advice and work hard to find the best premium and coverage options from the insurers.”


“We have been a customer of FinCred IS for over ten years and the service is second to none, would recommend them for your insurance needs.”

Adaptable and supportive

“Despite a constantly changing automotive market we have always found FinCred IS to be adaptive and supportive and tailor a suitable scheme to fit in with our requirements. We would not hesitate to recommend FinCred IS as a credit insurance partner.”


“We have used credit insurance for a number of years and have found FinCred IS to be a reliable, proactive partner to obtain the best possible deal and assist with the timely resolution of any claims.”

Please Get In Touch

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