It was almost 30 years ago when Mark Letheren had embarked on another two mile walk across the city of London. His diary was thick with new client meetings, but he resisted the temptation to hail a taxi. At least for the time being. 

By the early nineties, Mark had forged a successful career as an insurance broker working for Clarkson Group, LPH Group and Gibbs Hartley Cooper (now Marsh). But in 1993, he was suddenly made redundant. In spite of the adversity, one thing came into sharp focus – his 16 years in the industry had allowed him to create strong, client-centric relationships. 

So that year, working alongside his wife Ruth, he founded the independent specialist trade credit insurance broker Financial and Credit Insurance Services (FinCred).

With no office, Mark ran the business from his living room. In order to ensure resources were focused on his clients, he would frequently walk to meetings. But his tireless commitment to the care of his clients paid off, and the FinCred team expanded, soon moving into its first office.

In 1999, Mark’s dedicated team and growing reputation allowed FinCred to relocate permanently to Sevenoaks. FinCred quickly grew to become one of the UK’s leading independent specialist trade credit insurance brokers with the addition of hubs in Birmingham and Tunbridge Wells.

In 2016, Hannah Lyon-Wall joined FinCred, heading up the credit insurance team. Hannah, a Chartered Insurer with 15 years’ experience in the industry, has since been nominated for Insurance Woman of the Year at the 2020 Women in Insurance Awards for her work with the business. 

In May 2024, FinCred was acquired by London and East Sussex based Chartered Insurance Broker, Sutton Winson, an Acrisure company. Having worked with Sutton Winson for many years as long-standing members of the UNIBA Partners network, the acquisition grants FinCred the capability to provide clients with new services and areas of professional knowledge in addition to their trade credit insurance and surety bond expertise. 

Acrisure’s truly global presence provides FinCred the ability to work with companies worldwide. From home, to global. From a living room in south London, to supporting the growth of clients in the UK, Chile, Australia and many more.